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Pensions
People work hard for most of their lives and deserve a decent retirement free of financial stress and insecurity.
Under the Tories, 400,000 pensioners have been pushed into poverty and a generation of women born in the 1950s have had their pension age changed without fair notification.
This betrayal left millions of women with no time to make alternative plans – with sometimes devastating personal consequences.
Labour recognises this injustice, and will work with these women to design a system of recompense for the losses and insecurity they have suffered.
We will ensure that such an injustice can never happen again by legislating to prevent accrued rights to the state pension from being changed.
The Conservatives have repeatedly raised the state pension age despite overseeing a decline in life expectancy. Labour will abandon the Tories’ plans
to raise the State Pension Age, leaving it at 66. We will review retirement ages for physically arduous and stressful occupations, including shift workers, in the public and private sectors.
We will maintain the ‘triple lock’ and guarantee the Winter Fuel Payment, free TV licences and free bus passes as universal benefits.
Thanks to automatic enrolment, which was introduced by the last Labour government, record numbers of employees are now in workplace pension schemes. But too many people are still not saving enough for a comfortable retirement.
We will stop people being auto-enrolled into rip-off schemes and seek to widen and expand access for more low-income and self-employed workers. We will establish an independent Pensions’ Commission, modelled on the Low Pay Commission, to recommend target levels for workplace pensions.
We will create a single, comprehensive and publicly run pensions dashboard that is fully transparent, including information about costs and charges.
We will legislate to allow the CWU- Royal Mail agreement for a collective pension scheme to proceed and allow similar schemes.
Labour has listened to the NUM and in government will end the injustice of the state taking 50% of the surplus in the Mineworkers’ Pension Scheme and introduce new sharing arrangements so that 10% goes to government and 90% stays with scheme members. This new sharing arrangement will also apply to the British Coal Staff Superannuation Scheme.
We will ensure that the pensions of UK citizens living overseas rise in line with pensions in Britain.